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ngela
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Try Ongela with real-looking data

Pick a household — from simple budgeting to the full picture — and step straight into the app. Everything is fictitious; explore freely.

Scenario 1 Caution Simple

Sipho Dlamini

Call-centre team lead

Manageable debt but living paycheck to paycheck — zero buffer.

Scenario 2 Caution Simple

Chantal Pieterse

Marketing coordinator

Decent income leaking out to subscriptions, eating out and clothing accounts.

Scenario 3 Healthy Simple

Amara Okafor

UX designer (remote, UK)

Single professional paid in GBP by a UK firm while living in SA. Strong saver.

Scenario 4 Healthy Advanced

Thabo Nkosi

Teacher

Teacher on PAYE — home loan well-serviced, saving steadily, imports his payslips.

Scenario 5 Healthy Advanced

Andries Mostert

Software engineer (remote, US)

Lives in SA, works remotely for a US company, paid in USD. Provisional taxpayer who sets aside his own SARS tax; annual bonus mid-year.

Scenario 6 Debt review Advanced

Pieter Bothma

Sales representative

Over-indebted — repayments swallow most of take-home pay. Debt review candidate.

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