Ongela reads your money, runs your budget, and tells you the plain truth about where you stand — so saving finally happens on its own.
A bank statement, a payslip, a receipt, an insurance policy. Ongela works out what it is, reads the numbers, and files it. You never pick a type.
"Bump groceries to R6,500." "Can we afford a R2k holiday?" Ask in plain English. Ongela answers from your real numbers — and never changes a thing without your yes.
Solo or shared: keep it all in one place, and — when you want — pool two incomes, split joint and personal lines, and give a partner, advisor or executor exactly the access they should have, nothing more.
Every action a person can take, Ongela can propose — and every change is confirmed before it happens, logged, and reversible with one tap. No silent edits. No black box.
Pay off the loan or invest? Ongela's LLM Council — Contrarian, First-Principles, Expansionist, Outsider and Executor — argue it out, peer-review each other, and a chairman hands you a single, grounded recommendation.
From the first statement to the signed will, Ongela is built like the institutions it partners with — multi-tenant isolation, capability-checked roles, a full audit trail, and a vault only the owner can open.
Reach households at the moment they're making real money decisions. Debt review, advisory, and embedded products through one trusted, permission-checked layer.
Get set up in one conversation. No spreadsheets, no card, no catch.